Salus Esencial Companies
Insurance that covers consultations with specialists, means of diagnosis, rehabilitative treatment, etc. offers our clients a medical insurance with ambulatory coverage, at a very economic price and with low co-payments.
ADVANTAGES FOR SELF EMPLOYED WORKERS
As long as they are being taxed by direct estimation, the professionals registered in the RETA (Special Administration for Self Employed Workers) and their direct family (spouse and children up to 25 years of age) may have a discount up to € 500 per person per year.
Expense paid as insurance coverage by your SME for you employees maybe deducted 100% from your own tax declaration with the limit of 500€ per employee per year.
ADVANTAGES FOR SMEs AND COMPANIES
- For companies: the expense paid by the company as medical insurance for its employees may be deducted 100% as a social expense in the corporate tax declaration.
- For your employees: The premiums paid by the company to insurance companies for the medical coverage of employees and their spouses or descendants which, do not exceed € 500 per person will not be considered as such therefore the excess will be a compensation in kind as set forth in Article 44 of the IRPF (Personal Income Tax Regulations).