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Salus Premium

Product designed to have a wide medical coverage, which includes high technology diagnostic means, therapeutic methods, hostipalization and surgical interventions, to enjoy a more complete insurance. Learn also:

Salus Premium Adapta

Salus Premium Companies

 

From

29

'05

/month

request information now

Advantages
Main benefits
Coverages
Adapta
SALUS Premium Companies
Conditions

Advantages

Discover all the advantages of Salus Premium

GENERAL MEDICINE AND TECHNICAL HEALTH ASSISTANCE

Includes General medicine and Technical Health Assistance (consultancy and domestic assistance).

MEDICAL SPECIALTIES

Access to all medical specialties since the first day, without any waiting lists.

DIAGNOSTIC TESTS
CONVENTIONALS AND HIGH TECH

The conventional diagnostic methods and a series of more advanced tests are available.

THERAPEUTIC METHODS

Full coverage, including coverage of physiotherapy, chiropody, psychology, etc.

HOSPITALIZATION

Includes coverage of hospitalization and surgical interventions with single room and bed for your companion.

REDUCED PREMIUM

Full coverage with more affordable price and co-payments.

Main benefits

  1. Primary assistance.

  2. Medical specialties.

  3. Diagnostic methods.

  4. Therapeutics mediums.

  5. Hospitalization and surgical interventions.

  6. Preventive medicine programs.
  7. Emergencies.

Coverage of Salus Premium

PRIMARY ASSISTANCE

  • • General medicine: domesti and on field assistance
    • Pediatrics.
    • Nursery: On field and domestic assistance
    • Birth: preparation and delivery assistance

MEDICAL SPECIALTIES

  • • Allergy Treatment
    • Pathological Anatomy
    • Angiology and Vascular Surgery
    • Digestive System
    • Cardiology
    • Cardiovascular Surgery
    • General and Digestive Surgery
    • Maxillofacial Surgery
    • Pediatric Surgery
    • Reconstructive Plastic Surgery
    • Thoracic surgery
    • Dermatology and Venereology
    • Stomatology-Dentistry
    • Endocrinology and Nutrition
    • Gynecology and Obstetrics
    • Hematology and Hemotherapy
    • Internal Medicine
    • Nephrology
    • Neonatology
    • Pneumology
    • Neurosurgery
    • Neurophysiology
    • Neurology
    • Ophthalmology
    • Oncology
    • Otorhinolaryngology
    • Psychiatry
    • Radiology
    • Rehabilitation
    • Rheumatology
    • Traumatology and orthopedics
    • Urology

DIAGNOSTIC MEDIUMS

  1. Convencionals:
  • • Clinical Analysis
    • Pathological Anatomy
    • Cardiac doppler
    • Ultrasound
    • Breast, liver and skeletal muscle Elastography
    • Electrocardiography
    • Electroencephalogram
    • Electromyography
    • Spirometry
    • Fibroendoscopy
    • Radiology: radiological studies for diagnostic purposes

  1. High technology diagnostic mediums
  • • Angiofluoresceingraphy
    • Digital arteriography
    • Densitometry
    • Transesophageal echocardiography
    • Ergometry
    • Electrophysiological studies
    • Vascular hemodynamics
    • Hysterosalpingography
    • Holter
    • Nuclear medicine
    • Magnetic nuclear resonance
    • Computerized Axial Tomography

PREVENTIVE MEDICINE

  • • Cardiovascular prevention program: includes prevention of coronary risk in individuals over 40 years of age.
    • Gynecological prevention program (Obstetrics and Gynecology): annual gynecological check up for prevention of breast, endometrial and cervical cancer.
    • Urological prevention program
    • Prevention Program for prevention of colorectal cancer in individuals over 40 years of age
 

FAMILIY PLAN

  • • Tubal ligations
    • Vasectomy
    • IUD Implantation
    • Childbirth and pregnancy monitoring

THERAPEUTIC METHODS

  • • Extra hospital treatments such as Oxygen therapy, ventilotherapy and aerosols are excluded in case o hospitalization.
    • Oncology service will be provided on outpatient basis and costs of drug, cytostatic and other treatments are the responsibility of the insured in all cases.
    • Physiotherapeutic Treatment and Rehabilitation: 40 sessions a year.
    • Logopedia: 40 sessions a year.
    • Ophthalmic laser therapy for photo coagulation treatments in Ophthalmology.
    • Dialysis and artificial kidney in the case of acute pathology.
    • Renal lithotripsy.
    • Epidural anesthesia
    • Pain treatment including implantable reservoirs.
    • Podiatry: includes 5 sessions of chiropody per year .
    • Psychology: the psychological attention of individual and temporary character, prescribed by a psychiatrist or pediatrician of the medical picture. 20 sessions a year.
    • Radio frequency for the treatment of turbinates hypertrophy: terminals are excluded

ODONTOLOGY

  • Mouth cleaning
  • Revisions
  • Extractions
  • X rays
  • Stomatological treatments

HOSPITAL ASSISTANCE

  • • Medical Hospitalizations - 30 days per year
    • Surgical hospitalization - Without day limits
    • Psychiatric hospitalization - 30 days per year
    • Hospitalization in intensive care units - 10 days per year
    • Pediatric hospitalization - 15 days per year

EMERGENCY UNITS

1. In case of provincial emergency unit services.


• Medical services 24 hours a day.

2. Patient transfer services


• Emergency unit services in Spain: SALUS has its own services or service agreements with other collaborating companies for health care services in all provincial capitals and Spanish cities.


• Emergency unit services in foregin countries: In case of patient transfer or travel, coverage will be effective in foreign countries for 90 days with the same conditions. Medical assistance and healthcare services up to € 12.000 per client for each case.


These grace periods will be in stand by state in the case of diseases or surgical interventions of a vital emergency nature and in cases of premature births.

 

 

 

Salus Premium Adapta

Same product. Same coverage. Lower cost. Find out this insurance option with copayment to use it only when necessary. From 21,71€/month

INSTALMENT PAYMENT LIST

Technical Health Assistant

3,00€

Medical specialties

7,00€

General Medicine

5,00€

Pediatrics

6,00€

Test or Services in Consultation

7,00€

Emergencies

15,00€

Clinical analysis for 10 parameters

10,00€

Clinical analysis for more than 10 parameters

20,00€

Pathological Anatomy

10,00€

Angiography

40,00€

Endoscopies

40,00€

Hemodynamic vasc.

40,00€

Nuclear Medicine

40,00€

Conventional Radiology

10,00€

Cardiologic Tests

15,00€

NMR/CT/SCANNER

40,00€

Psychology/Speech Therapy *

7,00€

Rehabilitation/Podiatry *

5,00€

Hospital admission/Daytime hospital**

15,00€

Lithotripsy

40,00€

Childbirth preparation

15,00€

Resting services

10,00€

* Per session

** Per day

Salus Premium Companies

Discover our insurance coverage options supporting the basic insurance coverage needs designed to have a wide medical coverage, which includes high technology diagnostic tests, hospitalization, and surgical interventions with special advantages for SMEs and freelancers.

 

 

ADVANTAGES FOR SELF EMPLOYED WORKERS

As long as they are being taxed by direct estimation, the professionals registered in the RETA (Special Administration for Self Employed Workers) and their direct family (spouse and children up to 25 years of age) may have a discount up to € 500 per person per year.


Expense paid as insurance coverage by your SME for you employees maybe deducted 100% from your own tax declaration with the limit of 500€ per employee per year.

ADVANTAGES FOR SMEs AND COMPANIES

  • For companies: the expense paid by the company as medical insurance for its employees may be deducted 100% as a social expense in the corporate tax declaration.
  • For your employees: The premiums paid by the company to insurance companies for the medical coverage of employees and their spouses or descendants which, do not exceed € 500 per person will not be considered as such therefore the excess will be a compensation in kind as set forth in Article 44 of the IRPF (Personal Income Tax Regulations).

Conditions of the contract

GRACE PERIODS

PAYMENT DISCOUNT TYPES

AGREEMENT AGE

  • Surgical outpatient interventions - 8 months
  • Hospitalization medical and surgical interventions  - 8 months
  • High technology diagnostic methods - 6 months
  • Speech Theraphy - 6 months
  • Childbirth - 8 months
  • Psychiatric hospitalization - 12 months
  • Kidney lithotripsy, dialysis and artificial - 12 months
  • Psychology - 12 months
  • Tubal ligation and vasectomy - 12 months

These grace periods will be in stand by state in the case of diseases or surgical interventions of a vital emergency nature and in cases of premature births.

  • Quarterly payment: 2%
  • Semi-annual payment: 4%
  • Annual payment: 6%
  • Policyholder / Holder:: Persons over 18 years of age.
  • Beneficiaries: People under 65 years of age.*
                          Over 65 years of age, previously consulting with the company.

    From 0 to 14 years old: as long as there is another insured person of legal age in the policy.
    From 15 to 17 years old: as long as the policyholder / holder of the policy is over 18 years old.

Request more information

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