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"Experts in health insurance"
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Salus Esencial

Insurance that covers consultations with specialists, means of diagnosis, rehabilitative treatment, etc. offers our clients a medical insurance, at a very economic price and with low co-payments. Learn also:

Salus Esencial Company

 

From

23

'14

/month

request information now

Advantages
Main benefits
Coverage
Salus Esencial Companies
Conditions

Advantages

Discover all the advantages of Salus Esencial

GENERAL MEDICINE AND TECHNICAL HEALTH ASSISTANCE

Includes General medicine and Technical Health Assistance (consultancy and domestic assistance)

MEDICAL SPECIALTIES

Access to all medical specialties since the first day, without any waiting lists.

DIAGNOSTIC MEDIUMS

It includes a variety of diagnostic tests to support the coverage of medical specialties.

CO-PAYMENTS

Medical act - 1,90 euros

T.A.C. (scanner) - 25 euros

Physiotherapy session - 5 euros

Main benefits

  1. Primary assistance.

  2. Medical specialties.

  3. Diagnostic mediums.

  4. Therapeutic mediums.

Coverage of Salus Esencial

PRIMARY ASSISTANCE

  • General medicine: domestic and on field assistance.
  • Pediatrics.
  • Nursing.

MEDICAL SPECIALTIES

  • • Allergology
    • Pathological anatomy
    • Angiology and Vascular Surgery
    • Digestive system
    • Cardiology
    • Cardiovascular Surgery
    • General and digestive surgery
    • Maxillofacial Surgery
    • Pediatric surgery
    • Reconstructive Plastic Surgery
    • Thoracic surgery
    • Dermatology and Venereology
    • Stomatology-Dentistry
    • Endocrinology and Nutrition
    • Gynecology and Obstetrics
    • Hematology and Hemotherapy
    • Internal Medicine
    • Nephrology
    • Neonatology
    • Pneumology
    • Neurosurgery
    • Neurophysiology
    • Neurology
    • Ophthalmology
    • Oncology
    • Otorhinolaryngology
    • Psychiatry
    • Radiology
    • Rehabilitation
    • Rheumatology
    • Traumatology and orthopedics
    • Urology

DIAGNOSTIC METHODS

1. Análisis clínicos:

  • • Clinical Biochemistry
    • Hematología
    • Immunology: hepatitis serology study
    • Microbiology and parasitology: exudate culture and biological samples, mycology and parasitology, pregnancy control serology, lues, rubella, toxoplasmosis and viral serology

2. Pathological anatomy

  • Biopsies
  • Cytologies

3. Ultrasound

  • • Abdomen
    • Hepatic
    • Renal
    • Vesical prostate
    • Testicular
    • Tocogyngological
    • Thyroid
    • Breast / Mamary
    • Muscular / Tendinous
    • Transrectal
    • Cerebral
    • Hips
    • Submaxillary and Parotid Glands

4. Digestive endoscopy

  • Colonoscopies
  • Gastroscopies

5. Radiology: radiological studies for diagnostic purposes

  • • CT(Scanner)
    • Simple radiology: Xray skull, face, thorax, ankle, foot, leg, arm
    • Mammograms
    • Densitometries

PREVENTIVE MEDICINE

  • • Gynecological reviews
    • Family planning: anovulatory, IUD placement
    • General check

THERAPEUTIC METHODS

  • Physiotherapeutic and Rehabilitation Treatment: exclusively for diseases of the locomotor system and with a maximum of 40 sessions per year.

ODONTOLOGY

  • Mouth cleaning
  • Revisions
  • Extractions
  • X rays
  • Stomatological treatments

EMERGENCY UNITS

1. Assistance in case of emergency in the province

  • Medical services 24 hours a day.

2. Transfer services

  • Emergency unit services in Spain:

SALUS has its own services or service agreements with other collaborating companies for health care services in all provincial capitals and Spanish cities.

 

Salus Esencial Companies

Insurance that covers consultations with specialists, means of diagnosis, rehabilitative treatment, etc. offers our clients a medical insurance with ambulatory coverage, at a very economic price and with low co-payments.

 

 

ADVANTAGES FOR SELF EMPLOYED WORKERS

As long as they are being taxed by direct estimation, the professionals registered in the RETA (Special Administration for Self Employed Workers) and their direct family (spouse and children up to 25 years of age) may have a discount up to € 500 per person per year.


Expense paid as insurance coverage by your SME for you employees maybe deducted 100% from your own tax declaration with the limit of 500€ per employee per year.

.

ADVANTAGES FOR SMEs AND COMPANIES

  • For companies: the expense paid by the company as medical insurance for its employees may be deducted 100% as a social expense in the corporate tax declaration.
  • For your employees: The premiums paid by the company to insurance companies for the medical coverage of employees and their spouses or descendants which, do not exceed € 500 per person will not be considered as such therefore the excess will be a compensation in kind as set forth in Article 44 of the IRPF (Personal Income Tax Regulations).

Conditions of the contract

GRACE PERIODS

DISCAOUNT TYPES FOR PAYMENTS

AGREEMENT AGE

  • Diagnostic means – 6 meses
  • T.A.C. (Scanner)
  • Transesophageal echocardiography
  • Densiometries
  • Doppler echocardiography
  • Ergometry -Test of effort
  • Holter of E.C.G.
  • Blood pressure Holter
  • Electroencephalogram
  • Electromyography
  • Evoked potentials
  • Quarterly payment: 2%
  • Semi-annual payment: 4%
  • Annual payment: 6%
  • Policyholder / Holder:: Persons over 18 years of age.
  • Beneficiaries: People under 60 years of age.*
                          Over 60 years of age, previously consulting with the company.

    From 0 to 14 years old: as long as there is another insured person of legal age in the policy.
    From 15 to 17 years old: as long as the policyholder / holder of the policy is over 18 years old.

 

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